Credit, Income & Deposit Requirement

 

We require credit checks & employment verification (copy of pay-stub required).

There is an application fee of $25.00 per adult applicant.   This is non-refundable.

 

Duplex Deposits:
Duplex deposits:  $500.00 to $750.00 depending on property (see property page for amount).
Duplex Credit:  Minimum credit score 625.

Note:  Must in good standing with all previous landlords & current on all bills for at least the previous 12 months.

New Townhouses and Single Family Home Deposits:
Deposit:  $1,000.00.

Minimum Credit Score 650 & must be in good standing with current & previous landlords.  Applicants must also be current on all bills for the previous 12 months.

 

Income, Job History & References:

In addition to credit we also consider total monthly income, length of employment and any past rental references.

As a general rule your net monthly income after taxes & deductions should be at least 3 times the monthly rent.  Minimum of 6 months at current employer is preferred, exceptions may be made for students or out of town transfers.

*Copies of pay stubs or proof of income are required.

*Valid driver's license required

 

Age Requirement:

Minimum age of 21 for the primary applicant is required to rent any of our properties.

 

Bank Draft:

*All rent payments must be made by ACH automatic bank draft.   We draft rent on the 5th of each month.

 

Roommates:  2 adults maximum in any property unless caring for an adult child, parent or relative.

 

Utilities:  Tenants are responsible for all utilities (Electric, Water & Trash Service).   A few houses have gas service also.  Duplexes & Townhouses are all electric.

 

Criminal Record:  We do a full criminal background check on all adult occupants.  We do not rent to anyone who has a Felony Conviction within the last 7 years.    Convictions older than 7 years will be considered on a case by case basis.   We never rent to anyone with a Sex Offender conviction or violent crime conviction.